PCA Checkup Report

PCA Checkup is the ideal planning tool and/or board education tool. Your PCA Checkup calculates your credit union's net worth ratio and uses a series of tables and graphs to summarize the PCA rule and the risk-based net worth requirement proposal. Your 13- page, full-color report contains calculations and forecasts specific to your credit union.

The PCA Checkup gives your credit union:

• its net worth ratio using PCA definitions;
• its "complexity" status & calculates any applicable risk-based net worth requirement according to NCUA's proposal;
• its PCA net worth category;
• forecasts for potential changes in net worth ratio using five scenarios;
• data on how changes in asset growth rates affect net worth ratio over time; and
• data on how changes in earnings rate affect net worth ratio over time.

The PCA Checkup costs only $40. It's available by writingJeanne Sheahan at jsheahan@cuna.com or calling her at (800) 356-9655, ext. 4226.